lyte SMSThe AI works your leads.
You fund the deals.
Blast thousands of merchants from your own numbers. Then the AI takes every reply — answers in seconds, qualifies revenue, sends the apply link, chases the statements — and hands your reps merchants who are ready to fund.
One real thread — the AI qualified it, sent the application, and answered the objection
The real inbox, live — click through the threads. The AI runs them; your reps watch, take over, or switch it off per conversation
You wake up to this.
Illustrative of a typical 2,400-lead blast. Nobody on your team was awake for any of it.
my credit is too bad, take me off your list
credit is not the driver here, we go off your deposits. what does the shop do a month?
A wrong assumption isn't an opt-out. The AI corrects it and keeps selling — real opt-outs are honored instantly and permanently.
The blast that starts it all.
Thousands of merchants in a send, scheduled or instant, throttled per rep — and one click re-blasts a list while skipping everyone who already replied.
The real campaigns screen — batches, delivery, replies and opt-outs per blast
A blast that gets filtered
never happened.
The smartest AI in the world is useless if the carrier drops the message. Carriers filter unregistered and badly-behaved traffic silently — no bounce, no error, just a list that went quiet. So the rails underneath the AI are ours.
10DLC handled for you
Brand and campaign registration done by us, not left in a console for you to figure out. Unregistered traffic gets filtered silently — registered traffic lands.
Numbers you own, pooled
Numbers sit on your account and traffic spreads across a pool. Health is monitored; a flagged number rotates out before it drags delivery down.
Quiet hours and opt-outs enforced
Send windows, day-of-week rules and automatic opt-out handling are platform settings — not policies you hope reps remember.
Delivery you can actually see
Per-message delivery status, not just “sent.” When something gets filtered, you know — instead of wondering why a list went quiet.
A texting tool sends.
The AI closes.
Standalone MCA texting tools blast well. Everything after the blast — the reply, the qualification, the chase, the renewal — needs something that knows the deal.
| The job | Standalone texting tool | Lyte SMS + AI |
|---|---|---|
| Blast a list | Yes — it's the core feature | Yes, from your own pooled numbers |
| Answer a reply at 2am | Autoresponders with canned lines | AI qualifies and moves the deal |
| Know the merchant's revenue | It has a phone number and a name | Reads the deal and the statements |
| Chase documents | If you wire your CRM to trigger it | Fires from the pipeline stage itself |
| Announce an approval with real numbers | The tool doesn't know the offer | Amount, factor and term off the deal |
| Reopen a renewal | It can't see payback progress | Fires at 50% paid down, automatically |
| Bills | The tool, plus the CRM it syncs with | One |
Want the long version? Read SMS for MCA brokers: texting at volume without getting shut down and Lyte vs. a generic CRM plus Twilio.
MCA texting,
asked and answered.
- What does the AI actually do in the SMS inbox?
- It answers every merchant reply in seconds — qualifying monthly revenue, time in business and funding need, answering questions, and sending the application link when the merchant is warm. It chases missing bank statements on a schedule, announces approvals with the real offer numbers, and reopens conversations when a funded deal is halfway paid down. Reps can take over any thread at any time, and the AI can be switched off per conversation.
- What is the best SMS platform for MCA brokers?
- The better question is what happens after the blast. Standalone texting tools send well, but replies land away from the deal, after-hours leads wait for a human, and the tool knows nothing about revenue, offers or payback. An AI inbox that lives inside the MCA CRM answers instantly with the deal in front of it — which is where the funded deals actually come from.
- Do MCA brokers need 10DLC registration?
- Yes. US carriers require A2P traffic on 10-digit numbers to be registered with a brand and campaign. Unregistered traffic is throttled or silently dropped — no bounce, no error. Lyte handles brand and campaign registration for you during onboarding.
- Can I text merchants at scale without getting carrier-filtered?
- Volume itself isn't the problem — unregistered traffic, burned numbers and ignoring opt-outs are. Lyte registers your campaigns, pools your numbers, monitors their health, spaces sends, and enforces opt-outs and quiet hours automatically.
- Is texting merchants TCPA compliant?
- Text messaging is regulated and you should get your own compliance advice. What a platform can do is make the mechanics automatic — recorded consent, immediate and permanent opt-out handling, quiet-hour windows, and identification in your messages. Lyte enforces these as settings rather than trusting reps to remember them.
More questions answered on the FAQ page.
Put the AI on your leads tonight.
Numbers provisioned, 10DLC registered, your lists imported — most shops are texting within days. The AI starts answering the moment someone replies.